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Asset-Backed and luxury asset finance
Whether you are financing a superyacht, lending a piece of fine art, or refinancing a private jet, we understand the intricacies and legal sensitivities these assets demand.
Private capital is not always held in accounts. It often resides in appreciating, functional or passion assets, whether that be aircrafts, yachts, fine art or collector vehicles. At Withers, we work with family offices, private banks and specialist lenders to structure finance backed by high-value, mobile or luxury assets.
Our team brings technical expertise, discretion and a deep understanding of the high-net-worth world, no matter the asset or complexity.
How we can help you
- Aviation finance: acquisition, sale and leaseback, refinancing of private aircraft.
- Marine finance: superyacht purchase, refit, or refinancing; cross-border flag and registry issues.
- Art finance: secured lending against private or institutional collections, including pledges and title arrangements.
- Luxury asset finance: classic cars, watches, wine collections, and other appreciating non-traditional assets.
- Portfolio lending: structures involving diversified or curated asset pools (e.g. aviation portfolios, multiple yachts).
- Cross-border enforcement and title protection for moveable or internationally held assets.
Our clients
- Family offices
- Private banks
- Debt and credit funds
- High-net-worth individuals
- Aircraft investment companies
- Art collectors and institutions
What sets Withers apart
- Asset and client understanding: we advise on aircraft, yachts, fine art, and luxury assets not just as collateral, but as personal investments, lifestyle choices, and expressions of legacy.
- Cross-border legal expertise: our team navigates complex international finance and title enforcement across key jurisdictions, including offshore, EU, and US markets.
- Discreet legal advisory: we operate with discretion, recognizing the reputational and operational nuances of high-value asset finance for private banks, family offices, and specialist lenders.
- Private wealth alignment: as a firm focused on private capital, we work seamlessly with trustees, family advisors, and internal structures to ensure legal solutions support broader wealth management strategies.
- Lender and borrower insight: we have advised across the table, anticipating concerns, shortening negotiations and protecting outcomes.
Track record
Our team
Luca Denora
Partner | New York
Toby Joy
Senior associate | London
Insight
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Typical clients and industries include
Art
We represent many of the world’s top art collectors, museums and institutions. Our long history enables us to offer advice on everything from structuring transactions to challenging fraud. Find Out More
Aviation and marine
Buying a yacht or private jet should be a pleasure, not a headache. Our global team can cover all the technical aspects of each transaction, as well as the tax treatment of luxury assets. Find Out More
High net worth individuals
With complex interests that often span several jurisdictions, highly successful people need seamless advice. With a full-service offering across our offices around the world, we provide just that. Find Out MoreHow else can we help?
We offer a full range of services to individuals and businesses. Find out how we can help you solve challenges and maximize opportunities.
Get in touch
Our website will give you a flavor of the advice we provide - if you would like to talk to us for more information, please contact our client services team who will be happy to assist.